Important Medicare Advantage Update for UP Health System Patients

Effective January 1, 2027, UP Health System will no longer be in Humana’s Medicare Advantage network. If you currently have Humana Medicare Advantage coverage, this change may affect your in-network access to UP Health System hospitals, providers and services.

Review your Medicare options during the Annual Enrollment Period, October 15 through December 7. Our partner, Chapter, provides no-cost Medicare guidance and can help you compare plans that keep your preferred UP Health System doctors in-network. Call Chapter today at 906.422.6447 or schedule an appointment at askchapter.org/uphs.

What patients need to know:

  • Beginning January 1, 2027, Humana Medicare Advantage patients may be considered out-of-network at UP Health System.
  • UP Health System will continue to accept traditional Medicare and Medicare supplement plans.
  • UP Health System expects to remain in-network with a number of other Medicare Advantage plans in 2027.
  • Patients can compare plans through Chapter, Medicare.gov or 1-800-MEDICARE.


Frequently Asked Questions

    What is changing?

    UP Health System will no longer be in Humana’s Medicare Advantage network beginning January 1, 2027.

    Does this affect all Medicare patients?

    No. This change applies to patients with Humana Medicare Advantage coverage. UP Health System will continue to accept traditional Medicare and Medicare supplement plans.

    What should I do now?

    Review your Medicare options during the Annual Enrollment Period, October 15 through December 7, to help ensure your plan covers the doctors and services you need in 2027.

    Who can help me compare plans?

    Chapter provides no-cost Medicare guidance to UP Health System patients. You can also compare plans at Medicare.gov or by calling 1-800-MEDICARE.

    What Medicare Advantage plans are in network with UP Health System?
    • Aetna
    • BlueCross BlueShield Michigan
    • Upper Peninsula Health Plan (UPHP+)
    • UnitedHealthcare